Gold Na, Global Pa? Invest in Gold Industry with ₱1,000 with ATRAM Global Gold Equity Feeder Fund

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Want exposure to gold, without buying, storing, or securing gold bars, coins, or jewelry?

Through the ATRAM Global Gold Equity Feeder Fund, you can invest in companies involved in the global gold industry using Philippine pesos. 

You can start with just ₱1,000 through Rampver Online.

Your investment does not buy physical gold. Instead, the fund gives you exposure to businesses that mine, produce, develop, and finance gold and other precious metals.

This distinction matters. Gold-mining companies can benefit when gold prices rise, but their stock prices can also move much more sharply than the price of gold itself.

Why Investors Consider Gold

Gold has been used as a store of value for centuries. Its supply is limited, and unlike paper currency, it cannot simply be printed. Because of this, some investors consider gold during periods of inflation, currency weakness, geopolitical tension, and uncertainty in financial markets.

Gold exposure can also add variety to a portfolio that is otherwise concentrated in stocks, bonds, or Philippine assets.

Buying physical gold, however, comes with practical concerns. You need to verify its authenticity, find a secure place to store it, and protect it against damage, loss, or theft. Jewelry may also carry markups and workmanship costs that are separate from the actual value of the gold.

A gold equity fund offers another way to participate in the industry.

Invest in the Businesses Behind Gold

The ATRAM Global Gold Equity Feeder Fund aims for long-term capital appreciation by investing in an equity fund focused mainly on companies whose primary business is gold mining.

At least 90% of the fund's assets are invested in the BlackRock Global Funds - World Gold Fund, which is managed by BlackRock Investment Management (UK) Limited. The target fund invests primarily in gold-mining companies around the world. It may also hold companies involved in other precious metals, minerals, and base metals.

These companies may earn money through mining operations, exploration, mine development, royalties, financing arrangements, and the production of precious metals.

Instead of researching individual mining stocks, investors gain access to a portfolio selected and managed by investment professionals.

Why Gold-Mining Stocks Can Move More Than Gold

A gold miner's revenue is closely tied to the price of gold, but the company also has operating expenses. These include labor, fuel, machinery, exploration, financing, and the cost of developing and maintaining mines.

Consider a simplified example.

Suppose a mining company sells gold for ₱100 and spends ₱80 to produce it. Its profit is ₱20.

If the selling price rises to ₱110 while production costs remain at ₱80, its profit increases to ₱30. The gold price rose by 10%, but the company's profit rose by 50%.

Actual mining businesses are more complicated, but the example shows why gold equities can rise faster than gold when prices increase ahead of costs.

The opposite can also happen. When gold prices fall or mining costs increase, profit margins can shrink quickly. Production problems, regulatory changes, poor management decisions, and unsuccessful exploration projects can also hurt a company's stock price even when gold remains stable.

ATRAM's simulated figures as of May 29, 2026 showed five-year volatility of 30.33% for the fund, compared with 14.63% for gold. The same data showed periods when the fund outperformed gold and periods when gold performed better. The figures are illustrative and do not represent the actual historical performance of the newly established feeder fund.


Gold-mining equities therefore offer potentially stronger participation in favorable gold cycles, along with a higher level of risk.

What Companies Are in the Portfolio?

As of May 29, 2026, the target fund's largest holdings included:

  • Barrick Mining Corporation
  • Newmont Corporation
  • AngloGold Ashanti
  • Wheaton Precious Metals
  • Northern Star Resources
  • Kinross Gold Corporation
  • Endeavour Mining
  • Franco-Nevada Corporation
  • Agnico Eagle Mines
  • Alamos Gold

The portfolio was 98.80% invested in equities. Its sector exposure was concentrated in gold at 92.90%, while silver represented 5.90%. The remaining 1.20% was held in cash and cash equivalents.

The target fund was also spread across several major markets for listed mining companies:

Regional exposure

Allocation

Canada

50.22%

United States

36.31%

Australia

9.99%

Other markets

2.27%

Cash and cash equivalents

1.20%

These holdings and allocations may change as the fund manager responds to company developments and market conditions.

Access the Fund Using Philippine Pesos

Through Rampver Online, you can invest in the fund using Philippine pesos and start with ₱1,000. You do not need to open a foreign brokerage account, choose individual mining stocks, or convert your money to US dollars yourself.

A weaker peso may increase the peso value of the fund's foreign investments, while a stronger peso may reduce it. Currency movements are only one factor, since returns will also depend on gold prices and the performance of the companies in the portfolio.

Who May Consider This Fund?

The fund is classified as an aggressive equity fund and is intended for investors with a long-term horizon who want exposure to companies involved primarily in gold mining.

It may suit investors who can tolerate large price movements and already understand the risks of global equities, commodities, and concentrated sector investments.

Since the portfolio focuses heavily on gold and precious-metals companies, it may work better as one part of a diversified portfolio rather than the investor's entire investment allocation.

Investors seeking stable returns, capital protection, or a short-term place for their money may find the fund unsuitable. It also does not provide direct ownership of physical gold.

Main Risks to Consider

Gold prices can rise or fall based on interest rates, inflation expectations, currency movements, investor demand, central bank activity, and geopolitical events.

Mining companies carry additional business risks. Their performance can be affected by operating costs, mine productivity, environmental requirements, political conditions, financing, management decisions, and the discovery or depletion of mineral reserves.

These risks can cause the value of the investment to fluctuate.

Make Your ₱1,000 a Global Gold-Related Investment

How to Start Investing in ATRAM Global Gold Equity Feeder Fund:

  1. Visit Rampver Online or download the app at https://rampver.com/app.
  2. Register for a free investing account and get fully-verified (with simplified video KYC process)
  3. Once fully-verified, select ATRAM Global Gold Equity Feeder Fund from your dashboard.
  4. Read the fund information, KIIDS, and risk disclosures carefully to check if the fund matches your investor profile.
  5. Choose your investment amount, starting at just ₱1,000.
  6. Pay through the available payment channels and upload your proof of payment.
  7. Get confirmation by email, then track your investment anytime through your Rampver Online dashboard.

Prefer to talk to someone first? You may reach out to Rampver’s licensed financial advisors through info@rampver.com for guidance.

Important Notice

The ATRAM Global Gold Equity Feeder Fund is a Unit Investment Trust Fund. It is a trust product and not a deposit account. It is not guaranteed or insured by ATRAM Trust Corporation, its affiliates, or the Philippine Deposit Insurance Corporation.

Returns are not guaranteed. Market movements may result in gains or losses, and the value of the investor's participation upon redemption may be higher or lower than the original investment. Past and simulated performance figures do not guarantee future results.

Investors should read the fund's Declaration of Trust, Key Information and Investment Disclosure Statement, risk disclosures, and other offering documents before investing.